What if the person who caused the accident doesn’t have enough insurance to fully compensate me or has no insurance at all?

Every insurance policy has underinsurance and uninsured motorist coverage, unless you waive the coverage. Underinsured motorist coverage (UIM) applies when the value of your case exceeds the amount of the other person’s insurance. Uninsured motorist coverage (UM), on the other hand, applies when the person who caused the accident had no insurance. In that case,…

What Are Some Of The Causes Of Tractor Trailer Accidents In Lafayette, Louisiana

There are many different reasons for accidents involving large trucks, including negligence on the part of the truck driver or the other vehicles involved. Others include: Aggressive drivers Unrealistic schedules Failure to inspect tires, brakes and lights Tailgating Long work-shifts Driver fatigue Cell phone use Failure to install blind spot mirrors Jackknifing Speeding and ignoring…