First; remain calm. Staying calm can make a difference. Locate witnesses and get their names, addresses and telephone numbers. Exchange information, including insurance data, with the other driver. Call the police. If there is debris from the accident, think about returning and taking photos. Don’t discuss the facts of the accident with anybody else, unless you’re asked by the police. Tell them the truth. If you have been hurt, make sure you get medical care as soon as you can. Call your insurance agent and promptly report the accident. Don’t discuss any aspect of the accident or your injuries with the other person’s insurance company representative. No matter what that person tells you, you are not obligated to be interviewed. Do not sign any forms or talk to an insurance adjuster. The insurance companies are not looking out for your best interest. They want to settle claims for the least amount of money possible, so get qualified help.
If you are injured in an accident, it is important to seek treatment immediately. Sometimes serious injuries do not cause immediate pain. If you experience even minor pain after an accident, seek treatment immediately.
Remember to obtain the name, address, license number, and insurance information from the other drivers involved.