Another thing personal injury claimants want to know is, “Who pays my medical bills as they are accumulating?” Here’s our advice. Number one, use your own health insurance policy first. It’s primary, it should pay the bills, the last thing you want to have happened is to have the doctors and hospitals unpaid and have them send you off to collections. Second you may have a type of coverage on your own automobile policy called Medical Payments coverage.
Typically, people will have an amount of $2000.00 or $5000.00 or $10,000.00. Call your own insurance agent, your car insurance agent. Call your insurance agent to see if you have med pay or Medical Payments coverage and submit all of your bills to them as well.
Finally of course the insurance company for the person you caused the accident and caused your injuries is responsible for the bills. The problem is they’re not going to pay for the bills until the end of the claim, they’re going to give you one lump sum settlement and your doctor is saying “You can’t wait for two or maybe three years to get that money.” Be clear on these things ahead of time to prevent any future problems.